Hanover Habitat seeks to eradicate substandard housing from Hanover County...
by encouraging all stakeholders (business, industry, government, social services, congregations, civic clubs, schools and individual citizens) to make housing a matter of action and conscience.
The United States Department of Agriculture, Rural Development Program (USDA) and Hanover Habitat share the same goals; to provide low-income families with safe, decent, affordable housing. The USDA/s 502 program complements our service low interest mortgage model by offering another opportunity for homeownership that includes a low-interest mortgage. In this difficult economy, we have discovered that we must embrace partnerships like this in order to build a sustainable business model for the future.
A Hand Up, Not a Hand-out
Poverty is the root cause of so many of society's costly problems. Hanover Habitat breaks the cycle of poverty by offering an opportunity for families to work for a new home.
Working with churches, businesses, local government and other nonprofit organizations, Hanover Habitat coordinates the resources of the community to purchase and develop land and build simple, decent homes.
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Real Hanover Statistics
- 600 families in Hanover County are living below the poverty level.
- 146 families have no source of heat.
- Nearly 200 families lack complete plumbing facilities.
- The majority of these families have children under the age of 18.
- Because they cannot afford traditional loans, many of these families are hidden down country lanes in one of the Commonwealth's most affluent communities.
- The rising costs of land and new homes in Hanover County are forcing teachers, police, fire and service workers out of the housing market.
In Hanover County, there is enough land, manpower, materials and capital to eliminate substandard and poverty housing. It is a matter of conscience and will to maximize these resources.
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